Hired and Non-Owned Auto Liability
Did you know that USMC can write these lines of Hired-Non Owned Auto?
Cannabis
Delivery
Sales
Representatives
In Home
Health Aids
Property
Management
Typical Risks
MP $2,500
- 1 Driver Per Contract Requirement
MP $5,000
-
2-5 Named Drivers
-
Sales Representatives
-
Property Management
MP $7,500
-
6-7 Named Drivers
-
In Home Health Aids
-
Courier/Finale Mile Services
-
Messenger Services
MP $10,000
-
Luxury Transportation
-
Dispatchers and Transportation Brokers
-
Cannabis delivery and Dispensary
-
Non-Emergency Medical Transport
-
Subcontracted Trucking/Hauling
-
Staffing Companies (Named Driver Policy Only)
Limits
-
$1 Million per Occurrence
- $1 Million Excess Coverage Available
Required for Submissions
(Click to download)
- ACORD 125 application
- ACORD 126 application (helpful but not required)
- Supplemental application
-
Loss Runs
(a large loss summary for ANY claim over $25,000) -
MVR’s for all drivers to be pulled annually
-
All drivers must carry USMC’s CSL Requirements below:
-
Gross vehicle weight of 10,001 to 20,000 must carry $500,000 combined single limit or higher
-
Gross vehicle weight of 20,001 to 45,000 must carry $500,000 combined single limit or higher
-
Gross vehicle weight over 45,000 must carry $1,000,000 combined single limit
-
HNOA Team
