HVAC Contractors Coverage
USMC offers General liability coverage for HVAC contractors. Now Offering 2/4/4 limits!
Eligible Exposures
A/C Systems – Chillers, Cooling Towers, etc.
Heating Systems –
Boilers, Furnaces,
Heat Pumps, etc.
Ventilation Systems
and Ducts
HVAC Dealers and Distributors
Coverage Offered
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General liability coverage for HVAC contractors
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Available in all states across the USA (except Alaska)
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Waiver of Transfer of Rights of recovery against other to us
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Primary and Noncontributory Language
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Various Additional Insured endorsements
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No Residential Limitation
Ineligible Exposures
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Full-scale Plumbing contractors (plumbing incidental to
HVAC systems is acceptable)
Limits
- 1/2/2 limits (1M occurrence, 2M general aggregate, 2M products and completed operations aggregate)
- NEW! 2/4/4 limits
- 3M supported excess (Over 2/4/4 only)
- 5M Per Project Aggregate
Required for Submissions
(Click to download)
- ACORD 125 application
- ACORD 126 application
- Supplemental application
- 5 year loss history
(Resume is required if in business for 3 years or less)
HVAC Coverage Team
T.J. Yaglenski
Sr. Underwriter
(215) 647-9600
tj@usmcins.com
Laura Kolb
Submission Team Lead
(215) 647-9600
laura@usmcins.com
