Hired and Non-Owned Auto Liability
Did you know that USMC can write these lines of Hired-Non Owned Auto?
Cannabis
Delivery
Sales
Representatives
In Home
Health Aids
Property
Management
Other Typical Risks
-
Non-Emergency Medical Transport
-
Courier / Finale Mile Services
-
Messenger Services
-
Dispatchers and Transportation Brokers
-
Contractors
-
Companies required to carry HNOA By Contract
-
Subcontracted Trucking/Hauling
-
Luxury Transportation
Ineligible Exposures
-
Food Delivery
-
Rideshare
-
Transportation of Minors
-
Fuel/Biowaste Haulers
Limits
-
$1 Million per Occurrence
Required for Submissions
(Click to download)
- ACORD 125 application
- ACORD 126 application (helpful but not required)
- Supplemental application
-
Loss Runs
(a large loss summary for ANY claim over $25,000) -
MVR’s for all drivers to be pulled annually
-
All drivers must carry USMC’s CSL Requirements below:
-
Gross vehicle weight of 10,001 to 20,000 must carry $500,000 combined single limit or higher
-
Gross vehicle weight of 20,001 to 45,000 must carry $500,000 combined single limit or higher
-
Gross vehicle weight over 45,000 must carry $1,000,000 combined single limit
-
- $1 Million Excess Coverage Available
HNOA Team
