Non-Structural Ornamental Metal Coverage
USMC offers coverage for Non-Structural/Ornamental Metal Contractors. Now Offering 2/4/4 limits!
Eligible Exposures
Stairs
Railings
Dunnage
Bollards
Decorative/
Artistic Metal
Gates
Fences
Canopies
Coverage Offered
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General Liability Coverage for Non-Structural/Ornamental Metal Contractors
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Available in all States across the USA (Except Alaska)
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Waiver of transfer or rights of recovery against others to us
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Primary and Non-contributory Language
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Various additional insured endorsements
Ineligible Exposures
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Structural Metal such as steel beam column
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Fire Escapes
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Elevator Shafts
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Exterior height work above two stories other than on flat top roofs, terraces and balconies
Limits
- 1/2/2 limits (1M occurrence, 2M general aggregate, 2M products and completed operations aggregate)
- NEW! 2/4/4 limits
- 5M Per Project Aggregate
Required for Submissions
(Click to download)
- ACORD 125 application
- ACORD 126 application
- Supplemental application
- 5 year loss history
(Resume is required if in business for 3 years or less) - Safety manual
- Subcontractors’ agreement
- Workers comp mod
