When employees use personal vehicles for work-related tasks, businesses face a potential risk known as “non-owned auto” exposure.

USMC Insurance sheds light on the significance of adapting hired and non-owned auto insurance to meet evolving business requirements in response to seasonal variations.

General liability insurance protects businesses from general claims involving property damage and bodily injuries resulting from the company’s products, services, or operations.

Regardless of the type of independent contractor position a person has, if they use their personal vehicle for work, they can greatly benefit from non-owner auto insurance.

Any business that allows customers or visitors to enter the building, or works in residential homes, can benefit from commercial general liability insurance.

Here are just a few of the many reasons small business owners should consider investing in HNOA coverage.

USMC Insurance, a managing general agent (MGA) serving businesses nationwide, works with many small and large company owners on their insurance policies, including policies involving HNOA (Hired and Non-Owned Auto) coverage.

USMC Insurance explains why businesses need hired and non-owned auto coverage in a variety of situations.