USMC Blog
Which OSHA Temporary Wiring Details Help Underwriters Triage Electrical Contractor GL?
Brokers should clarify temporary wiring, panelboard access, routing, and voltage details so an electrical contractor GL submission is easier for underwriting to triage.
What Should Brokers Clarify About Crane Lifts Near Power Lines in an HVAC GL Submission?
For HVAC submissions involving rooftop unit lifts, brokers should clarify crane use, power-line proximity, and site controls before sending the file.
How Should Brokers Clarify Fall Protection and Controlled Decking Zones in a Structural Steel GL Submission?
Brokers can strengthen structural steel GL submissions by clarifying fall protection, connector work, and controlled decking zone procedures.
How Can Brokers Describe Door Assemblies and Safety Glazing in Window, Door, and Glass GL Submissions?
Brokers can strengthen window, door, and glass GL submissions by clarifying door-assembly work, safety glazing, and the contractor’s true installation scope.
What Should Brokers Clarify About Delivery, Pickup, and Securement in a Roll-Off GL Submission?
Key questions for roll-off GL submissions: delivery, pickup, loading, and securement details that help brokers present cleaner waste-hauler accounts to underwriting.
What Should Brokers Clarify About Site-Safety Authority and Subcontractor Oversight in a Construction Manager GL Submission?
Clarify site-safety authority, subcontractor oversight, and actual operational control so a construction manager GL submission reaches underwriting with a cleaner exposure story.
What Should Brokers Clarify About Storefront Scope and Exterior Height in a Window, Door, and Glass GL Submission?
Clarifying product scope, installation method, and any exterior work above two stories helps brokers submit cleaner window, door, and glass GL files.
What Should Brokers Clarify About Shop Fabrication and Field Installation in an Ornamental Metal GL Submission?
Brokers can strengthen ornamental metal GL submissions by separating shop work from field installation, clarifying hot work, and documenting non-structural scope.
What Should Brokers Clarify About Cleaning Chemicals and Floor Work in a Janitorial GL Submission?
Brokers can improve janitorial GL submissions by clarifying cleaning chemicals, floor waxing and stripping, ventilation, and documented safety controls.
What Should Brokers Clarify in an HVAC Supplemental Application Beyond ACORD 125 and 126?
Brokers can strengthen an HVAC submission by using the supplemental application to clarify refrigerant work, service mix, roof access, and jobsite controls.
How Brokers Can Document Inspection and Maintenance Work in Fire Suppression GL Submissions
Brokers can improve fire suppression GL submissions by documenting system types, inspection work, licensing, loss history, and maintenance controls.
How Should Brokers Differentiate Construction Managers From Safety Consultants in a GL Submission?
Construction manager insurance submissions often turn on role clarity. Here’s how brokers can separate construction manager duties from consulting work.
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