USMC Insurance, a managing general agent (MGA) serving businesses nationwide, works with many small and large company owners on their insurance policies, including policies involving HNOA (Hired and Non-Owned Auto) coverage.

USMC Insurance explains why businesses need hired and non-owned auto coverage in a variety of situations.

In short, general liability insurance protects businesses from general claims involving property damage and bodily injuries resulting from the company’s products, services, or operations.

USMC Insurance stresses the importance of having a hired and non-owned auto insurance policy to protect business operations.

Instead of leaving their business vulnerable to liability issues in the event of a car accident, USMC Insurance encourages small business owners to purchase hired and non-owned auto (HNOA) insurance.

Car accidents occur all the time and can result in injuries and damages that just may sink the business if it is not adequately covered with hired and non-owned auto insurance. USMC Insurance stresses the importance of having HNOA policies.

USMC Insurance briefly explains the difference between commercial auto and HNOA coverage to help companies know which insurance they need.

USMC Insurance wants to help small business owners and contractors understand that no matter how many procedures they put into place, they could still face a lawsuit.