General liability insurance protects businesses from general claims involving property damage and bodily injuries resulting from the company’s products, services, or operations.

Regardless of the type of independent contractor position a person has, if they use their personal vehicle for work, they can greatly benefit from non-owner auto insurance.

Any business that allows customers or visitors to enter the building, or works in residential homes, can benefit from commercial general liability insurance.

Here are just a few of the many reasons small business owners should consider investing in HNOA coverage.

USMC Insurance, a managing general agent (MGA) serving businesses nationwide, works with many small and large company owners on their insurance policies, including policies involving HNOA (Hired and Non-Owned Auto) coverage.

USMC Insurance explains why businesses need hired and non-owned auto coverage in a variety of situations.

USMC Insurance stresses the importance of having a hired and non-owned auto insurance policy to protect business operations.

Instead of leaving their business vulnerable to liability issues in the event of a car accident, USMC Insurance encourages small business owners to purchase hired and non-owned auto (HNOA) insurance.