USMC Insurance, a leading managing general agent (MGA) with over a decade of expertise in the insurance industry, is shedding light on the crucial importance of comprehending the fine print in hired auto insurance policies.

Understanding the complexities surrounding the rental of business vehicles, USMC Insurance, a leading Managing General Agent (MGA), aims to equip businesses with the knowledge needed to make informed decisions during the rental process.

As companies increasingly rely on employee-owned or rented vehicles for various operations, ensuring adequate coverage becomes an indispensable aspect of risk management.

When employees use personal vehicles for work-related tasks, businesses face a potential risk known as “non-owned auto” exposure.

USMC Insurance sheds light on the significance of adapting hired and non-owned auto insurance to meet evolving business requirements in response to seasonal variations.

General liability insurance protects businesses from general claims involving property damage and bodily injuries resulting from the company’s products, services, or operations.

Regardless of the type of independent contractor position a person has, if they use their personal vehicle for work, they can greatly benefit from non-owner auto insurance.

Any business that allows customers or visitors to enter the building, or works in residential homes, can benefit from commercial general liability insurance.