Janitorial Contractors Coverage
USMC offers coverage for Janitorial Contractors in all states (Except Alaska). Now Offering 2/4/4 limits!
Eligible Exposures

Commercial Buildings

Residential Buildings
Offices, Schools, Retail Stores, Grocery Stores, Hotels/Hospitality Buildings
Private Residences, Apartments, Co-ops and Condos
Types of Janitorial Duties: dusting, sweeping, mopping (after hours preferred), floor waxing & stripping (after hours preferred),
interior window washing, post construction clean-up (at a higher rate due to more risk exposure), commercial kitchens, ducts,
carpet cleaning, power washing
Coverage Offered
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General Liability coverage for Janitorial Contractors
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Available in all States across the USA (Except Alaska)
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Waiver of transfer or rights of recovery against others to us
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Primary and Non-contributory Language
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Various additional insured endorsements
Ineligible Exposures
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Transfer Stations
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Exterior window washing above ground level
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Fire/Water/Mold Remediation work
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Snow removal
Limits
- 1/2/2 limits (1M occurrence, 2M general aggregate, 2M products and completed operations aggregate)
- NEW! 2/4/4 limits
- 5M Per Project Aggregate
Required for Submissions
(Click to download)
- ACORD 125 application
- ACORD 126 application
- Supplemental application
- 5 year loss history
(Resume is required if in business for 3 years or less) - Safety manual
- Subcontractors’ agreement
- Workers comp mod