Commercial General Liability Insurance


We’re Prepared to Keep Businesses Prepared — Because Accidents Can and Do Happen

What does general liability insurance cover?

Our general liability programs protect businesses against injuries to the public that occur on their premises, and they also cover damage that may be caused to the property of other individuals (not including automobiles).

Whether you need one specific type of commercial general liability coverage or a combination of programs, our team of experts can help create a customized plan that fits your clients’ needs. Looking for Hired & Non-Owned Auto Insurance? We do that too!

commercial general liability insurance

Commercial General Liability Insurance


We’re Prepared to Keep Businesses Prepared — Because Accidents Can and Do Happen

What does general liability insurance cover?

Our general liability programs protect businesses against injuries to the public that occur on their premises, and they also cover damage that may be caused to the property of other individuals (not including automobiles).

Whether you need one specific type of commercial general liability coverage or a combination of programs, our team of experts can help create a customized plan that fits your clients’ needs. Looking for Hired & Non-Owned Auto Insurance? We do that too!

General Liability Programs Offered


Janitorial Insurance

  • Includes commercial and residential programs
  • Ability to write specialties, including construction clean-up and marble, metal, and wood restoration and maintenance
  • Excludes fire/water restoration and exterior window washing above ground level
  • $15K minimum premium
  • Ability to write in NY, including Action Over coverage
Trucking Insurance

  • Includes local and long-distance programs
  • Rates based on gross sales
  • $5K minimum premium
  • Ability to write in NY, including Action Over coverage
Movers Insurance

  • Includes commercial and residential programs for moving and storage
  • $5K minimum premium
  • Ability to write in NY, including Action Over coverage
Flooring Installer Insurance

  • Includes wood, carpet, and tile installation and showrooms
  • Ability to write in NY, including Action Over coverage
Ornamental Steel Insurance

  • Includes metal shops; ornamental, artistic, decorative, and non-structural steel installation; staircase, dunnage, and railings
  • $10K minimum premium
  • Ability to write in NY, including Action Over coverage
Waste Haulers Insurance

  • Includes commercial and residential programs and roll-off container services
  • Ability to write specialties, including junk removal and document shredding
  • $5K minimum premium
  • Ability to write in NY, including Action Over coverage
Glaziers & Window/Door Installer Insurance

  • Includes interior window installers/glaziers, curtain wall, façade systems, and storefront glass installation
  • Excludes exterior installations exceeding two stories or 24 ft.
  • $20K minimum premium
  • Ability to write in NY, including Action Over coverage
Landscape Insurance

  • Includes commercial and residential programs
  • Ability to write specialties, including hardscaping and rooftop landscape/gardening
  • Excludes tree removal
  • $15K minimum premium
  • Ability to write in NY, including Action Over coverage
Fire Suppression Insurance

  • Includes wet and dry coverage for installation and service of fire suppression systems; fire extinguisher tagging and inspection
  • Excludes plumbing that is unrelated to fire suppression systems
  • $15K minimum premium
  • Ability to write in NY, including Action Over coverage

Limits


  • $1,000,000 per occurrence

Documents


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Contact

USMC Insurance

P.O. Box 323

Tylersport, PA 18971

(215) 647-9600

Underwriting Services Management Co
 

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