By Drew Moyer, Underwriter — General Liability · USMC Insurance
Underwriting Services Management Co (USMC Insurance), an E&S MGA, writes general liability for waste haulers and roll-off container service companies across every U.S. state except Alaska. Eligible work covers roll-off containers and general waste hauling, with limits up to 2M/4M/4M and a $10,000 minimum premium.
What’s eligible — and what isn’t
Eligible: roll-off containers and general waste hauling.
Ineligible: physical demolition exposure, hazardous-material hauling/disposal, owning or operating a transfer station or landfill, and labor services for construction or demolition debris removal.
Program at a glance
| Primary limits | 1M/2M/2M or 2M/4M/4M (now offering 2/4/4) |
| Per-project aggregate | $5,000,000 |
| Supported excess | $5M over 1/2/2; $3M over 2/4/4 |
| Minimum premium | $10,000 |
| States | All U.S. states except Alaska |
Pairing GL with hired & non-owned auto
Waste haulers almost always have a driving exposure, so brokers frequently pair this GL with hired and non-owned auto. USMC writes both, simplifying the placement for haulers that rent trucks or use non-owned vehicles.
Frequently asked questions
What waste operations are eligible?
Roll-off container services and general waste hauling.
What’s the minimum premium?
$10,000.
Also see USMC’s coverage for hired & non-owned auto for movers and trade contractors, and ask about supported excess for higher-limit accounts.
See also USMC’s general liability coverage for truckers & movers.