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USMC Insurance Explains Difference Between Commercial Auto and HNOA Coverage

USMC Insurance Explains Difference Between Commercial Auto and HNOA Coverage

by Mike | Jun 17, 2022 | Hired & Non-Owned Auto

Any time an employee operates a vehicle on behalf of their employer, the company is liable for any accidents. For this reason, companies need to have some form of auto insurance. The type of insurance they should buy depends on whether they own, lease, rent, or borrow...
USMC Insurance Discusses Why Hired Auto Coverage Is So Important — Even When Businesses Don’t Always Use It

USMC Insurance Discusses Why Hired Auto Coverage Is So Important — Even When Businesses Don’t Always Use It

by Mike | Mar 7, 2022 | Hired & Non-Owned Auto

Businesses of all sizes can utilize the services of a hired auto company. From transporting goods, attending meetings in a new city, or simply running errands, hired autos can prove a valuable tool for business owners. However, some businesses may only occasionally...
USMC Insurance Explains Why Small Businesses Cannot Get By With Just Personal Auto Insurance

USMC Insurance Explains Why Small Businesses Cannot Get By With Just Personal Auto Insurance

by Mike | Feb 4, 2022 | Hired & Non-Owned Auto

Commercial auto insurance is not just for big corporations. In fact, small businesses are just as at risk of a car accident or incident involving a borrowed or hired vehicle. The only difference is that an independently owned business may not survive the costs...
USMC Insurance Offers Personalized Insurance Policies to Limit Damage From Negligence

USMC Insurance Offers Personalized Insurance Policies to Limit Damage From Negligence

by Mike | Oct 13, 2021 | Hired & Non-Owned Auto

Insurance agents working with business owners whose employees frequently need to be on the road for their job know that their clients are often worried about what will happen to their company in the event of an accident. If an employee is involved in an accident with...
USMC Insurance Makes Getting Non-Owned Auto Coverage Easier

USMC Insurance Makes Getting Non-Owned Auto Coverage Easier

by Mike | Sep 20, 2021 | Hired & Non-Owned Auto

Many business owners and employees alike are surprised to learn that their personal auto insurance policy might not extend to rented vehicles that they use for work. This can leave employees and clients with a dangerous gap in liability coverage that might result in...
USMC Insurance Details the Importance of Hired and Non-Owned Auto Insurance

USMC Insurance Details the Importance of Hired and Non-Owned Auto Insurance

by Mike | Sep 7, 2021 | Hired & Non-Owned Auto

Many businesses use vehicles they do not own in their day-to-day operations, including rental vehicles (hired) and vehicles owned by employees (non-owned). Utilization of these vehicles comes with automobile loss exposure many business owners do not realize puts their...
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